What to Do When You Can’t Pay Your AARP Travel Plus Card Bill
For more than 50 years, organizations such as AARP (American Association of Retired People) have provided a higher quality of life for its members. The current membership rests at approximately 40 million across the United States. The organization understands that possessing a credit card has advantages and disadvantages. One of the disadvantages to possessing a credit card such as the AARP Travel Plus card is that customers could potentially face a financial hardship and not have the ability to pay your bill. The perks of the AARP Travel Plus Card include:
- O% interest rate for the first 12 months
- No annual membership fee
- Reward points accumulate for free items
- Travel assistance
- Travel discounts
How to Pay the Bill
When making a bill payment, you have the opportunity to choose from the following services:
Pay online: Customers can pay your AARP Travel Plus Card bill online by visiting https://login.aarp.org/online-community/loginform.action. When customers use the online bill payment option, the service is free.
Pay by mail: Do you want to avoid late payment fees? Send you bill payment prior to the due date to:
Cardmember Services
P.O. Box 15218
Wilmington, DE 19850-5218
Or
Cardmember Services
P.O. Box 15043
Wilmington, DE 19850-5043
Pay by phone: Call customer service at 1-800-283-1211 to make a bill payment by phone.
Questions About Your Billing Statement or Account?
What customers may notice is that different credit cards charge a varying amount of service charges and fees. From APRs, returned check fees, late payment fees and transaction fees, a customer could easily become confused. To avoid confusion and better understand the service charges and fee, visit the AARP Travel Plus Card Terms and Conditions page. You can also contact customer service at 1-800-283-1211.
How the Penalty Fees Work
You may notice the following service charges and fees on your monthly billing statement or account:
- Late payment – $15 (balances less than $750); $35 (balances greater than $750)
- Over the limit – $35
- Returned payment – $35
- Retuned check – $35
- APR – 15.24% to 24.24%
- Balance transfer – 3% of the balance transferred or $5
- Cash advance – 3% of the transaction or $10
- Foreign transaction – 3% of the transaction amount
I Can’t Make a Payment
When you can’t make your monthly bill payment contact customer service immediately at 1-800-283-1211. Customers have the ability to place your past due balance on a payment arrangement. The balance is paid over the course of several months. You can also request to extend your due date.
Will They Work With Me to Pay My Bill?
Chase, issuer of the AARP Travel Plus Card, understands that customers face tough financial times and wants to help. Did the company help you? Let us know.
