GE Money Bill

What to Do When You Can’t Pay Your GE Money Bill

GE Money is a financial service that provides products to individuals, businesses and retailers. As one of the leading financial lenders in the world, GE Money offers installment lending, promotional credit and private label credit cards. The company also provides services to more than 20 different industries, including, aftermarket automotive repairs, consumer electronics, home improvement, elective health care, power sports and sporting goods.

How to Pay the Bill

GE Money offers several methods for customers to pay your GE Money bill. The available services include online bill payment, mail payments, automatic deductions and phone payments. You have the ability to make payments using your credit and debit cards, check, money order, checking and savings account. GE Money recommends that you do not make cash payments.

Pay online: Customers can pay your GE Money bill online by visiting https://www.gemoneycards.com/. The acceptable methods of payment include credit cards, debit cards, electronic checks and direct debit from your checking or savings account. GE Money does not charge a convenience fee with this service.

Pay by mail: Customers can pay your GE Money bill by mailing payments to:

GE Money Bank
P.O. Box 965003
Orlando, FL 32896-5003

Automatic deduction: Customers can pay your GE Money bill by having the funds automatically deducted from your checking or savings account. You have the ability to schedule payment for the established due date or a date up to 25 days earlier.

Pay by phone: Customers can pay your GE Money bill by calling customer service at 1-866-419-4096. You will need to provide the representative with your account information and payment information.

Questions About Your Billing Statement or Account?

There is a general FAQs section on the GE Money website. These FAQs will answer some of your questions about billing, but fees vary between GE Money cards. For more information on your credit card fees, call the customer service number on the back of your card, view the Terms and Conditions of your credit card or call customer service at 1-866-419-4096.

How the Penalty Fees Work

The fees GE Money charges vary, depending on your individual credit history and the terms and conditions of your account. The typical fees associated with the GE Money card are interest charges, variable Annual Percentage Rate, late payment fees and transaction fees.

• Late payment – Customers that remit payment past the established due date are charged a late payment fee of $35. The fee increases the later GE Money receives the payment.
• Finance charges – GE Money charges a minimum finance charge of $1 on purchases.
• Transaction fees – GE Money charges customers a fee when you remove cash from your credit card. The fee is the greater amount of 5% of the cash advance or $10. When you complete a transaction overseas, GE Money charges you a 3% fee for each transaction.
• Annual Percentage Rate – Although this is not typically a fee, the APR can increase the amount you owe to GE Money. The APR is initially 13.49%, depending on the account, but ranges to 28.99%. The APR is primarily based upon your credit history.

I Can’t Make a Payment

GE Money did not offer many solutions for customers that can’t pay your bill. The customer service representative we spoke to suggested that you call customer service at 1-866-419-4096 prior to your established due date. GE Money will help you by setting up your account on a payment arrangement. The terms of the arrangement were not disclosed, but we found out that late payment fees are stopped, but finance charges continue.

Will They Work With Me to Pay My Bill?

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