What To Do When You Can’t Pay Your Chase Home Finance Bill
Chase Bank focuses on providing a variety of personal and business services to customers all across the United States, including credit cards, bank accounts, and mortgages. If you are having trouble making your Chase Home Finance payment, this information may be able to help.
How To Pay The Bill
Chase Home Finance makes it easy to pay your bill with the method that is most convenient for you. You can pay online, in person at a local branch, by phone, or by mail.
Pay online: To make your Chase Home Finance payment online, visit: https://www.chase.com/enrollonline to enroll in online services for your account. If you already have an account, login. Once established, you have two options for making your payments. You can either schedule a payment to be made from your bank account, or you can enroll in automatic payments, which will ensure your payment is made on time in full every month.
Pay in person: To make your Chase Home Finance payment in person at a local branch, use this branch locator to find the location nearest you.
Pay by phone: To make your Chase Home Finance payment by phone, call: 1-800-848-9136.
Pay by mail: To make your Chase Home Finance payment by mail, send a check or money order with your account number written on it to the following address:
Chase Home Finance LLC
P.O. Box 9001871
Louisville, KY 40290-1871
Or
Chase Home Finance LLC
6716 Grade Lane, Building 9
Attn: P.O. Box 9001871
Louisville, KY 40213-1407
Questions About Your Billing Statement or Account?
At times, mortgage companies do not always disclose the charges assessed to customers on a monthly basis. For additional information regarding your Chase Home Finance billing statement or account, we suggest visiting Chase Home Finance FAQs. You can also call customer service at 1-800-848-9136.
How The Penalty Fees Work
The penalty fees will vary in amount based on the terms of your loan. You should expect a late fee if your mortgage payment is not made on time, and you should expect a fee if your payment is returned by your bank. You may also be charged legal fees if your loan goes into foreclosure due to non-payment.
I Can’t Make A Payment
If you cannot make your payment, contact customer care as soon as possible to discuss your options. Depending on your loan type, you may be able to qualify for a deferment to give yourself a bit of time to pay the loan without penalty. It is very important to work something out with the bank, as you could damage your credit rating and risk losing your home through foreclosure. You may be able to refinance your loan at a lower interest rate to get a lower monthly payment to make it more affordable. If possible, it is always a good idea to make a partial payment to avoid getting too far behind.
Will They Work With Me To Pay My Bill?
If you are a Chase home loan customer, share your experiences below to help our readers learn how the lender will help you when you cannot make a payment on time.
